Equities First Holdings develops cutting-edge alternative lending solutions for wealthy entrepreneurs, high net worth families, and businesses that require non-purpose capital. The company enjoys a fantastic presence across the globe and focuses on stock-based loans. It maintains offices in Hong Kong, London, Singapore, Bangkok, Sydney, and Perth. Since EFH began its operation in 2012, it has handled nearly 1,000 transactions worth $1.4 billion. Al Christy is the founder and executive chairperson of this stock-based powerhouse.
How do EFH loans benefit borrowers?
Equities First Holdings is the perfect option for people in need of urgent funds but does not qualify for conventional loans. In a financial environment characterized by strict credit requirements, high banking interests, and low lending options, most investors have decided to turn to stock-based loans. EFH has gained the confidence of many borrowers due to its effective communication and client-oriented services. The firm offers a fixed interest rate and boasts an amazing loan to value ratio. Securities-based loan avails a chance for borrowers to gain proceeds of the loan even when the stock value depreciates.
How do stock-based loans differ from margin loans?
The stock-based loans have minimal interests that range from three to four percent while margin loans attract high-interest rates of between 10 and 50 percent. Stock-based loans are somewhat flexible since borrowers can use them for any purpose. Additionally, they have a loan to value rates of 50 to 70 percent, and borrowers can walk away even when the stock value decreases. On the other hand, margin loans have numerous restrictions and borrower can only utilize them for a particular purpose. EFH assists all the borrowers to build their business and attain financial freedom by serving as a financial partner. Once the transaction matures, EFH returns the shares to the borrower. The firm collaborates with several financial entities, international law jurisdictions, and law companies.